Car Accident Claims in Lawndale: What You Need to Know
Drivers in Lawndale, a busy Southern California city, never anticipate car accidents when they start their day, but face this risk every time they drive. The heavy freeway traffic on the 405 and the dense population within a two-square-mile zone transform simple errands into risky endeavors. When this happens, understanding car accident claims in Lawndale and what to do to file one can help secure your future and recover the damages you need.
Car Accident Liability in California
California follows a “fault” system where the driver who caused the accident bears liability for the damages. To determine fault, one must show evidence of negligence through several key elements.
- Duty of care: The driver had the lawful responsibility to maintain the safe operation of their vehicle.
- Breach of duty: The driver breached their duty of care by engaging in dangerous behaviors such as speeding or becoming distracted while driving.
- Causation: The breach directly caused the accident.
- Damages: The accident brought about physical losses, including medical bills and property destruction.
Insurance companies use these factors to establish responsibility before resolving claims. California applies a “pure comparative negligence” standard, which permits accident victims to receive compensation even when they share some responsibility for the incident. The amount of compensation awarded to accident victims is reduced by the percentage of fault they bear.
For example, a person found 20% at fault for an accident can recover $8,000 from a total damage amount of $10,000. The system establishes proportional accountability for everyone involved, which leads to greater fairness throughout the claims process.
Car Accidents in Lawndale and Los Angeles County
In 2022, Lawndale recorded two fatal car accidents, the same number as the previous year. Lawndale is in Los Angeles County. In 2024, Los Angeles County recorded 39,749 vehicle accidents that resulted in either death or injury, a decrease from the 40,915 accidents that occurred the previous year.
How to File a Car Accident Claim in Lawndale, CA
The process of filing a car accident claim can appear simple, yet errors during filing or a lack of knowledge regarding your rights can cause compensation to be delayed or rejected. To avoid these pitfalls and ensure your claim is handled properly, it is often wise to hire a car accident attorney.
If you are ever in a car accident, take the following steps to file a successful claim:
Ensure Your Safety and Seek Medical Care
Safety should be your top concern immediately following an accident. If you can safely move your car to the side of the road, proceed with checking for injuries and call emergency services if medical help is required. After an accident, law enforcement will visit to document the incident through a report, which will serve as a key component of your claim.
Gather Relevant Information at the Scene
Relevant information includes the contact information of the other driver (including their name, license number, and car insurance information), contact information of any witnesses, photos or videos of the damages, road signs, inclement conditions contributing to the accident, and your injuries. This will help support any claims you make.
Report the Accident to the DMV in California
The accident must be reported to the DMV if anyone was injured (even if it was minor), if anyone was killed, or if there was property damage over a certain amount of money.
Contact Your Insurance Company
You should contact your insurance company quickly, even if you were not responsible for the incident. During the claims process, most companies demand that their customers provide immediate notice and full cooperation. Submitting both a formal statement and necessary documentation, including the police report or accident photos, will be required.
Maintain accuracy and honesty while you refrain from making guesses or taking responsibility. The insurance company will assess the evidence to establish who is responsible for the accident.
File a Third-Party Claim With the At-Fault Driver’s Insurance
You may submit a claim to the other driver’s liability insurance if they were at fault for the accident.
This type of claim can cover:
- Lost wages
- Medical expenses
- Car repairs
- Car replacement if it was totaled
- Pain and suffering
The process requires submitting the necessary documents and reaching an agreement with the insurance adjuster. Maintaining detailed records of medical treatments and all related expenses, and communications is essential.
Consider a Legal Claim
If you cannot reach a suitable negotiation or if the offer you receive from insurance is too low, consider filing a legal claim. A Lawndale car accident attorney can help you assess your case, understand your options, and create an appropriate strategy.
FAQs
Q: How Much Are Most Car Accident Settlements in Lawndale, CA?
A: The amount of compensation for car accident settlements in Lawndale, CA, depends heavily on each accident’s specific conditions. The settlement amount depends on the injury severity, vehicle damage extent, fault determination, and insurance coverage limits. Minor injuries often lead to lower settlement amounts, but serious or lasting injuries commonly produce higher compensation figures.
Q: How Does a Car Accident Insurance Claim Work?
A: A car accident insurance claim requires you to inform your insurer and give evidence such as photos, police reports, and medical records for their investigation. For accidents where another driver caused the incident, you can submit a claim to their insurer. Adjusters examine liability and damages before they propose a settlement amount. If the settlement amount offered is insufficient, you can either negotiate for better terms or file a legal claim.
Q: How Much Is a Settlement for a Car Accident Back and Neck Injury in Lawndale, CA?
A: The settlement amounts for back and neck injuries in Lawndale, CA, depend on the injury’s severity, along with the necessity for continued medical care and the injury’s impact on everyday living. Lost income and emotional distress factor into insurance companies’ assessments. Personal injury settlement values are usually higher when injuries become severe or permanent compared to injuries that heal rapidly.
Q: How Long Do You Have to File a Claim After an Accident in California?
A: Generally speaking, you have two years to file a personal injury claim after an accident in California. If you want to file a claim for property damage, you have three years to file. Failing to meet this timeframe can result in your inability to file a claim. It is highly recommended that you file a claim as soon as possible to account for any potential unforeseen delays. If you are seeking experienced legal help, a Lawndale personal injury lawyer can guide you through the process to ensure your rights are protected.
Contact Shaffer Law Today
Being injured in a car accident can be a horrifying experience. However, knowing how to file a claim can help secure a better future for you. Shaffer Law can help you do so. Contact us today to get started.
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